A contractor-focused agency, built inside a workers comp shop.

We are a licensed insurance agency placing workers compensation for plumbing contractors with W-2 payroll in Arizona and Utah. Coverage is underwritten by Clear Spring Property and Casualty Group, rated A− (Excellent) by A.M. Best, and placed through Vesper Risk, a managing general agent we are under common ownership with. Two Fellows of the Casualty Actuarial Society run the book. Workers compensation is the only thing we do. If you already have an agent who lives in this class and will price it without making you the reason your incumbent finds out, stay with them. Most people should.